C: “Look, I agree that these are likely leading practices, but we really don’t need all that.”

M: “These aren’t even leading practices, these are the bare minimum practices to help ensure secure login sessions and that account passwords aren’t trivially compromised.”

C: “How do I put this...? You’re trying to secure us against the hacker. That’s a noble goal. But my only concern is the auditor.”

M: “...”